James Clear

James Clear quotes on personal finance

Author of the #1 NYT bestseller Atomic Habits. I write about building better habits.

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1

Don’t spend what you haven’t earned. Avoid financial debt. Don’t spend money you haven’t earned. Avoid social debt. Don’t spend goodwill you haven’t earned. Avoid calendar debt. Don’t spend (free) time you haven’t earned. The disciplined earner can be a guilt-free spender.

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